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MICR code · Kumbakonam

MICR code 612024002

MICR code
612024002
Punjab National Bank, Kumbakonam
✔ Verified in RBI list
Bank
Punjab National Bank
Branch
Kumbakonam
IFSC
PUNB0028500
Address
12 TSR BIG STREET
City
Kumbakonam
District
Kumbakonam
State
Tamil Nadu
City code
612
Bank code
024
Branch code
002
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 612024002 belongs to Punjab National Bank, Kumbakonam branch in Kumbakonam, Tamil Nadu. The matching IFSC code is PUNB0028500.

How to read MICR 612024002

  • 612: the city code. It usually follows the first digits of the area's PIN code; here it is Kumbakonam.
  • 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
  • 002: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0028500 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 612024002 belong to?

Punjab National Bank, Kumbakonam branch (Kumbakonam, Tamil Nadu).

What is the IFSC code for MICR 612024002?

PUNB0028500.

What do the digits of 612024002 mean?

612 is the city code, 024 the bank code and 002 the branch code.

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