MICR code
621019304
Indian Bank, Esanai
- Bank
- Indian Bank
- Branch
- Esanai
- IFSC
- IDIB000E031
- Address
- 191/12 THERADI KADAIVEETHI ESANAI VILLAGE ESANAI PIN 621219
- City
- Perambalur
- District
- Esanai
- State
- Tamil Nadu
- City code
- 621
- Bank code
- 019
- Branch code
- 304
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- 621019304
MICR code · Perambalur
MICR code 621019304
✔ Verified in RBI list
How to read MICR 621019304
- 621: the city code. It usually follows the first digits of the area's PIN code; here it is Perambalur.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 304: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000E031 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 621019304 belong to?
Indian Bank, Esanai branch (Perambalur, Tamil Nadu).
What is the IFSC code for MICR 621019304?
IDIB000E031.
What do the digits of 621019304 mean?
621 is the city code, 019 the bank code and 304 the branch code.