Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 621059302 belongs to South Indian Bank, Perambalur branch in Perambalur, Tamil Nadu. The matching IFSC code is SIBL0000800.
How to read MICR 621059302
621: the city code. It usually follows the first digits of the area's PIN code; here it is Perambalur.
059: the bank code, the same for every branch of South Indian Bank in cheque clearing.
302: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SIBL0000800 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 621059302 belong to?
South Indian Bank, Perambalur branch (Perambalur, Tamil Nadu).
What is the IFSC code for MICR 621059302?
SIBL0000800.
What do the digits of 621059302 mean?
621 is the city code, 059 the bank code and 302 the branch code.
