Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 631015105 belongs to Canara Bank, Panapakkam branch in Vellore, Tamil Nadu. The matching IFSC code is CNRB0001046.
How to read MICR 631015105
631: the city code. It usually follows the first digits of the area's PIN code; here it is Vellore.
015: the bank code, the same for every branch of Canara Bank in cheque clearing.
105: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CNRB0001046 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 631015105 belong to?
Canara Bank, Panapakkam branch (Vellore, Tamil Nadu).
What is the IFSC code for MICR 631015105?
CNRB0001046.
What do the digits of 631015105 mean?
631 is the city code, 015 the bank code and 105 the branch code.
