MICR code
638053016
Karur Vysya Bank, Sivagiri
- Bank
- Karur Vysya Bank
- Branch
- Sivagiri
- IFSC
- KVBL0001296
- Address
- NO.124 (OLD NO 96 ) ANNA STREET MAINLAND
- City
- Sivagiri
- District
- Sivagiri
- State
- Tamil Nadu
- City code
- 638
- Bank code
- 053
- Branch code
- 016
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- 638053016
MICR code · Sivagiri
MICR code 638053016
✔ Verified in RBI list
How to read MICR 638053016
- 638: the city code. It usually follows the first digits of the area's PIN code; here it is Sivagiri.
- 053: the bank code, the same for every branch of Karur Vysya Bank in cheque clearing.
- 016: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KVBL0001296 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 638053016 belong to?
Karur Vysya Bank, Sivagiri branch (Sivagiri, Tamil Nadu).
What is the IFSC code for MICR 638053016?
KVBL0001296.
What do the digits of 638053016 mean?
638 is the city code, 053 the bank code and 016 the branch code.