Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 673012003 belongs to Bank of Baroda, West Hill, Calicut branch in Calicut, Kerala. The matching IFSC code is BARB0WCALIC.
How to read MICR 673012003
673: the city code. It usually follows the first digits of the area's PIN code; here it is Calicut.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0WCALIC for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 673012003 belong to?
Bank of Baroda, West Hill, Calicut branch (Calicut, Kerala).
What is the IFSC code for MICR 673012003?
BARB0WCALIC.
What do the digits of 673012003 mean?
673 is the city code, 012 the bank code and 003 the branch code.
