MICR code
673049022
Federal Bank, Kunnamangalam
- Bank
- Federal Bank
- Branch
- Kunnamangalam
- IFSC
- FDRL0001971
- Address
- SREELAKSHMI COMPLEX, KOZHIKODE
- City
- Kozhikode
- District
- Kunnamangalam
- State
- Kerala
- City code
- 673
- Bank code
- 049
- Branch code
- 022
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- 673049022
MICR code · Kozhikode
MICR code 673049022
✔ Verified in RBI list
How to read MICR 673049022
- 673: the city code. It usually follows the first digits of the area's PIN code; here it is Kozhikode.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 022: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001971 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 673049022 belong to?
Federal Bank, Kunnamangalam branch (Kozhikode, Kerala).
What is the IFSC code for MICR 673049022?
FDRL0001971.
What do the digits of 673049022 mean?
673 is the city code, 049 the bank code and 022 the branch code.