1. Home
  2. MICR search
  3. 679024801

MICR code · Malapuram

MICR code 679024801

MICR code
679024801
Punjab National Bank, Eramangalam
✔ Verified in RBI list
Bank
Punjab National Bank
Branch
Eramangalam
IFSC
PUNB0427000
Address
PO ERAMANGALAM,
City
Malapuram
District
Eramangalam ,kerala
State
Kerala
City code
679
Bank code
024
Branch code
801
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 679024801 belongs to Punjab National Bank, Eramangalam branch in Malapuram, Kerala. The matching IFSC code is PUNB0427000.

How to read MICR 679024801

  • 679: the city code. It usually follows the first digits of the area's PIN code; here it is Malapuram.
  • 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
  • 801: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0427000 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 679024801 belong to?

Punjab National Bank, Eramangalam branch (Malapuram, Kerala).

What is the IFSC code for MICR 679024801?

PUNB0427000.

What do the digits of 679024801 mean?

679 is the city code, 024 the bank code and 801 the branch code.

Related