Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 679048202 belongs to Dhanlaxmi Bank, Ponnani branch in Ponnani, Kerala. The matching IFSC code is DLXB0000134.
How to read MICR 679048202
679: the city code. It usually follows the first digits of the area's PIN code; here it is Ponnani.
048: the bank code, the same for every branch of Dhanlaxmi Bank in cheque clearing.
202: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DLXB0000134 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 679048202 belong to?
Dhanlaxmi Bank, Ponnani branch (Ponnani, Kerala).
What is the IFSC code for MICR 679048202?
DLXB0000134.
What do the digits of 679048202 mean?
679 is the city code, 048 the bank code and 202 the branch code.
