MICR code
679049815
Federal Bank, Vallapuzha
- Bank
- Federal Bank
- Branch
- Vallapuzha
- IFSC
- FDRL0001887
- Address
- BULIDING NO IV/423, 424 , NEAR RAILWAY GATE
- City
- Palakkad
- District
- Palakkad
- State
- Kerala
- City code
- 679
- Bank code
- 049
- Branch code
- 815
- Home
- MICR search
- 679049815
MICR code · Palakkad
MICR code 679049815
✔ Verified in RBI list
How to read MICR 679049815
- 679: the city code. It usually follows the first digits of the area's PIN code; here it is Palakkad.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 815: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001887 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 679049815 belong to?
Federal Bank, Vallapuzha branch (Palakkad, Kerala).
What is the IFSC code for MICR 679049815?
FDRL0001887.
What do the digits of 679049815 mean?
679 is the city code, 049 the bank code and 815 the branch code.