MICR code
682012001
Bank of Baroda, Service Branch Kochi
- Bank
- Bank of Baroda
- Branch
- Service Branch Kochi
- IFSC
- BARB0VJSERN
- Address
- SERVICE BRANCH, KOCHI
- City
- Ernakulam Region
- District
- Kochi
- State
- Kerala
- City code
- 682
- Bank code
- 012
- Branch code
- 001
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- 682012001
MICR code · Ernakulam Region
MICR code 682012001
✔ Verified in RBI list
How to read MICR 682012001
- 682: the city code. It usually follows the first digits of the area's PIN code; here it is Ernakulam Region.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0VJSERN for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 682012001 belong to?
Bank of Baroda, Service Branch Kochi branch (Ernakulam Region, Kerala).
What is the IFSC code for MICR 682012001?
BARB0VJSERN.
What do the digits of 682012001 mean?
682 is the city code, 012 the bank code and 001 the branch code.