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MICR code · Ernakulam

MICR code 682177403

MICR code
682177403
Kerala State Co-operative Bank, Bolgatty
✔ Verified in RBI list
Bank
Kerala State Co-operative Bank
Branch
Bolgatty
IFSC
KSBK0001403
Address
Z,NKUIN
City
Ernakulam
District
Vallarpadam
State
Kerala
City code
682
Bank code
177
Branch code
403
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 682177403 belongs to Kerala State Co-operative Bank, Bolgatty branch in Ernakulam, Kerala. The matching IFSC code is KSBK0001403.

How to read MICR 682177403

  • 682: the city code. It usually follows the first digits of the area's PIN code; here it is Ernakulam.
  • 177: the bank code, the same for every branch of Kerala State Co-operative Bank in cheque clearing.
  • 403: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KSBK0001403 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 682177403 belong to?

Kerala State Co-operative Bank, Bolgatty branch (Ernakulam, Kerala).

What is the IFSC code for MICR 682177403?

KSBK0001403.

What do the digits of 682177403 mean?

682 is the city code, 177 the bank code and 403 the branch code.

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