MICR code
685049807
Federal Bank, Kumily
- Bank
- Federal Bank
- Branch
- Kumily
- IFSC
- FDRL0001531
- Address
- MASS BUILDINGS, THEKKADI JUNCTION KUMILY, IDUKKI
- City
- Idukki
- District
- Kumily
- State
- Kerala
- City code
- 685
- Bank code
- 049
- Branch code
- 807
- Home
- MICR search
- 685049807
MICR code · Idukki
MICR code 685049807
✔ Verified in RBI list
How to read MICR 685049807
- 685: the city code. It usually follows the first digits of the area's PIN code; here it is Idukki.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 807: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001531 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 685049807 belong to?
Federal Bank, Kumily branch (Idukki, Kerala).
What is the IFSC code for MICR 685049807?
FDRL0001531.
What do the digits of 685049807 mean?
685 is the city code, 049 the bank code and 807 the branch code.