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MICR code · Changanassery

MICR code 686048053

MICR code
686048053
Dhanlaxmi Bank, Perunna
✔ Verified in RBI list
Bank
Dhanlaxmi Bank
Branch
Perunna
IFSC
DLXB0000110
Address
XIX/514 M.C.ROAD PERUNNA KOTTAYAM DIST
City
Changanassery
District
Changanassery
State
Kerala
City code
686
Bank code
048
Branch code
053
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 686048053 belongs to Dhanlaxmi Bank, Perunna branch in Changanassery, Kerala. The matching IFSC code is DLXB0000110.

How to read MICR 686048053

  • 686: the city code. It usually follows the first digits of the area's PIN code; here it is Changanassery.
  • 048: the bank code, the same for every branch of Dhanlaxmi Bank in cheque clearing.
  • 053: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DLXB0000110 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 686048053 belong to?

Dhanlaxmi Bank, Perunna branch (Changanassery, Kerala).

What is the IFSC code for MICR 686048053?

DLXB0000110.

What do the digits of 686048053 mean?

686 is the city code, 048 the bank code and 053 the branch code.

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