MICR code
686048302
Dhanlaxmi Bank, Palai
- Bank
- Dhanlaxmi Bank
- Branch
- Palai
- IFSC
- DLXB0000150
- Address
- FIRST FLOOR JOBEES COMPLEX KATTAKKAYAM ROAD PALAI,KOTTAYAM DT
- City
- Palai
- District
- Palai
- State
- Kerala
- City code
- 686
- Bank code
- 048
- Branch code
- 302
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MICR code · Palai
MICR code 686048302
✔ Verified in RBI list
How to read MICR 686048302
- 686: the city code. It usually follows the first digits of the area's PIN code; here it is Palai.
- 048: the bank code, the same for every branch of Dhanlaxmi Bank in cheque clearing.
- 302: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DLXB0000150 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 686048302 belong to?
Dhanlaxmi Bank, Palai branch (Palai, Kerala).
What is the IFSC code for MICR 686048302?
DLXB0000150.
What do the digits of 686048302 mean?
686 is the city code, 048 the bank code and 302 the branch code.