MICR code
686211003
Axis Bank, Kanjikuzhi
- Bank
- Axis Bank
- Branch
- Kanjikuzhi
- IFSC
- UTIB0003558
- Address
- KADUTHODIL ARCADE NEAR QRS KANJIKUZHI KOTTAYAM 686004
- City
- Kottayam
- District
- Kottayam
- State
- Kerala
- City code
- 686
- Bank code
- 211
- Branch code
- 003
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- MICR search
- 686211003
MICR code · Kottayam
MICR code 686211003
✔ Verified in RBI list
How to read MICR 686211003
- 686: the city code. It usually follows the first digits of the area's PIN code; here it is Kottayam.
- 211: the bank code, the same for every branch of Axis Bank in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTIB0003558 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 686211003 belong to?
Axis Bank, Kanjikuzhi branch (Kottayam, Kerala).
What is the IFSC code for MICR 686211003?
UTIB0003558.
What do the digits of 686211003 mean?
686 is the city code, 211 the bank code and 003 the branch code.