MICR code
686480703
Kerala Gramin Bank, Peruva
- Bank
- Kerala Gramin Bank
- Branch
- Peruva
- IFSC
- KLGB0040590
- Address
- PERUVA,P.O.PERUVA,KOTTAYAM,KERALA,PIN 686610
- City
- Kottayam
- District
- Kottayam
- State
- Kerala
- City code
- 686
- Bank code
- 480
- Branch code
- 703
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- 686480703
MICR code · Kottayam
MICR code 686480703
✔ Verified in RBI list
How to read MICR 686480703
- 686: the city code. It usually follows the first digits of the area's PIN code; here it is Kottayam.
- 480: the bank code, the same for every branch of Kerala Gramin Bank in cheque clearing.
- 703: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KLGB0040590 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 686480703 belong to?
Kerala Gramin Bank, Peruva branch (Kottayam, Kerala).
What is the IFSC code for MICR 686480703?
KLGB0040590.
What do the digits of 686480703 mean?
686 is the city code, 480 the bank code and 703 the branch code.