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MICR code · Kollam

MICR code 691049204

MICR code
691049204
Federal Bank, Nedumonkavu
✔ Verified in RBI list
Bank
Federal Bank
Branch
Nedumonkavu
IFSC
FDRL0001728
Address
GEETHANJALI, VANCHIMUKKU KOLLAM DIST
City
Kollam
District
Nedumonkavu
State
Kerala
City code
691
Bank code
049
Branch code
204
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 691049204 belongs to Federal Bank, Nedumonkavu branch in Kollam, Kerala. The matching IFSC code is FDRL0001728.

How to read MICR 691049204

  • 691: the city code. It usually follows the first digits of the area's PIN code; here it is Kollam.
  • 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
  • 204: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001728 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 691049204 belong to?

Federal Bank, Nedumonkavu branch (Kollam, Kerala).

What is the IFSC code for MICR 691049204?

FDRL0001728.

What do the digits of 691049204 mean?

691 is the city code, 049 the bank code and 204 the branch code.

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