MICR code
700013048
Bank of India, Vivekanand Road
- Bank
- Bank of India
- Branch
- Vivekanand Road
- IFSC
- BKID0004021
- Address
- 362 VIVEKANAND ROADKOLKATA 700 007
- City
- Kolkata
- District
- Kolkata
- State
- West Bengal
- City code
- 700
- Bank code
- 013
- Branch code
- 048
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MICR code · Kolkata
MICR code 700013048
✔ Verified in RBI list
How to read MICR 700013048
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is Kolkata.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 048: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004021 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700013048 belong to?
Bank of India, Vivekanand Road branch (Kolkata, West Bengal).
What is the IFSC code for MICR 700013048?
BKID0004021.
What do the digits of 700013048 mean?
700 is the city code, 013 the bank code and 048 the branch code.