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MICR code · South 24 Parganas

MICR code 700014020

MICR code
700014020
Bank of Maharashtra, Garia
✔ Verified in RBI list
Bank
Bank of Maharashtra
Branch
Garia
IFSC
MAHB0001305
Address
FIRST FLOOR, 1162,GARIA STATION ROAD
City
South 24 Parganas
District
Kolkata
State
West Bengal
City code
700
Bank code
014
Branch code
020
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 700014020 belongs to Bank of Maharashtra, Garia branch in South 24 Parganas, West Bengal. The matching IFSC code is MAHB0001305.

How to read MICR 700014020

  • 700: the city code. It usually follows the first digits of the area's PIN code; here it is South 24 Parganas.
  • 014: the bank code, the same for every branch of Bank of Maharashtra in cheque clearing.
  • 020: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (MAHB0001305 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 700014020 belong to?

Bank of Maharashtra, Garia branch (South 24 Parganas, West Bengal).

What is the IFSC code for MICR 700014020?

MAHB0001305.

What do the digits of 700014020 mean?

700 is the city code, 014 the bank code and 020 the branch code.

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