MICR code
700019162
Indian Bank, Khila
- Bank
- Indian Bank
- Branch
- Khila
- IFSC
- IDIB000K704
- Address
- VILL PO KHILA DIST HOWRAH KHILA PIN 711410
- City
- Haora
- District
- Haora
- State
- West Bengal
- City code
- 700
- Bank code
- 019
- Branch code
- 162
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- 700019162
MICR code · Haora
MICR code 700019162
✔ Verified in RBI list
How to read MICR 700019162
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is Haora.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 162: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000K704 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700019162 belong to?
Indian Bank, Khila branch (Haora, West Bengal).
What is the IFSC code for MICR 700019162?
IDIB000K704.
What do the digits of 700019162 mean?
700 is the city code, 019 the bank code and 162 the branch code.