MICR code
700028120
UCO Bank, Bankra Howrah
- Bank
- UCO Bank
- Branch
- Bankra Howrah
- IFSC
- UCBA0000739
- Address
- VILL AND PO BANKRA HOWRA, HAORA ,WEST BENGAL PIN 711403
- City
- Howrah
- District
- Howrah
- State
- West Bengal
- City code
- 700
- Bank code
- 028
- Branch code
- 120
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- 700028120
MICR code · Howrah
MICR code 700028120
✔ Verified in RBI list
How to read MICR 700028120
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is Howrah.
- 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
- 120: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000739 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700028120 belong to?
UCO Bank, Bankra Howrah branch (Howrah, West Bengal).
What is the IFSC code for MICR 700028120?
UCBA0000739.
What do the digits of 700028120 mean?
700 is the city code, 028 the bank code and 120 the branch code.