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MICR code · Haora

MICR code 700028163

MICR code
700028163
UCO Bank, Nibra
✔ Verified in RBI list
Bank
UCO Bank
Branch
Nibra
IFSC
UCBA0000398
Address
VILL MUNSIDANGA P.O. BANKRA DT HOWRAH ,HAORA ,WEST BENGAL PIN 711403
City
Haora
District
Howrah
State
West Bengal
City code
700
Bank code
028
Branch code
163
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 700028163 belongs to UCO Bank, Nibra branch in Haora, West Bengal. The matching IFSC code is UCBA0000398.

How to read MICR 700028163

  • 700: the city code. It usually follows the first digits of the area's PIN code; here it is Haora.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 163: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000398 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 700028163 belong to?

UCO Bank, Nibra branch (Haora, West Bengal).

What is the IFSC code for MICR 700028163?

UCBA0000398.

What do the digits of 700028163 mean?

700 is the city code, 028 the bank code and 163 the branch code.

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