MICR code
700072003
DCB Bank, Gariahat
- Bank
- DCB Bank
- Branch
- Gariahat
- IFSC
- DCBL0000087
- Address
- 42/1B, GARIAHAT ROAD, NEAR GOL PARK, KOLKATA700029
- City
- Kolkatta
- District
- Kolkatta
- State
- West Bengal
- City code
- 700
- Bank code
- 072
- Branch code
- 003
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- 700072003
MICR code · Kolkatta
MICR code 700072003
✔ Verified in RBI list
How to read MICR 700072003
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is Kolkatta.
- 072: the bank code, the same for every branch of DCB Bank in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DCBL0000087 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700072003 belong to?
DCB Bank, Gariahat branch (Kolkatta, West Bengal).
What is the IFSC code for MICR 700072003?
DCBL0000087.
What do the digits of 700072003 mean?
700 is the city code, 072 the bank code and 003 the branch code.