Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 700093004 belongs to West Bengal State Co-operative Bank, Gariahat Branch branch in Kolkata, West Bengal. The matching IFSC code is WBSC0000008.
How to read MICR 700093004
700: the city code. It usually follows the first digits of the area's PIN code; here it is Kolkata.
093: the bank code, the same for every branch of West Bengal State Co-operative Bank in cheque clearing.
004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (WBSC0000008 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700093004 belong to?
West Bengal State Co-operative Bank, Gariahat Branch branch (Kolkata, West Bengal).
What is the IFSC code for MICR 700093004?
WBSC0000008.
What do the digits of 700093004 mean?
700 is the city code, 093 the bank code and 004 the branch code.
