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MICR code · Hugli

MICR code 712259502

MICR code
712259502
IDBI, Radhaballavpur
✔ Verified in RBI list
Bank
IDBI
Branch
Radhaballavpur
IFSC
IBKL0002158
Address
PLOT NO 239,DEWANGUNJ BAZAR,PIN-712616
City
Hugli
District
Hugli
State
West Bengal
City code
712
Bank code
259
Branch code
502
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 712259502 belongs to IDBI, Radhaballavpur branch in Hugli, West Bengal. The matching IFSC code is IBKL0002158.

How to read MICR 712259502

  • 712: the city code. It usually follows the first digits of the area's PIN code; here it is Hugli.
  • 259: the bank code, the same for every branch of IDBI in cheque clearing.
  • 502: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002158 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 712259502 belong to?

IDBI, Radhaballavpur branch (Hugli, West Bengal).

What is the IFSC code for MICR 712259502?

IBKL0002158.

What do the digits of 712259502 mean?

712 is the city code, 259 the bank code and 502 the branch code.

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