Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 737026001 belongs to Union Bank of India, Gangtok branch in East Sikkim, Sikkim. The matching IFSC code is UBIN0553158.
How to read MICR 737026001
737: the city code. It usually follows the first digits of the area's PIN code; here it is East Sikkim.
026: the bank code, the same for every branch of Union Bank of India in cheque clearing.
001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UBIN0553158 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 737026001 belong to?
Union Bank of India, Gangtok branch (East Sikkim, Sikkim).
What is the IFSC code for MICR 737026001?
UBIN0553158.
What do the digits of 737026001 mean?
737 is the city code, 026 the bank code and 001 the branch code.
