Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 752020509 belongs to Indian Overseas Bank, Brahmagiri branch in Puri, Odisha. The matching IFSC code is IOBA0001135.
How to read MICR 752020509
752: the city code. It usually follows the first digits of the area's PIN code; here it is Puri.
020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
509: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0001135 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 752020509 belong to?
Indian Overseas Bank, Brahmagiri branch (Puri, Odisha).
What is the IFSC code for MICR 752020509?
IOBA0001135.
What do the digits of 752020509 mean?
752 is the city code, 020 the bank code and 509 the branch code.
