MICR code
754019505
Indian Bank, Niali
- Bank
- Indian Bank
- Branch
- Niali
- IFSC
- IDIB000N026
- Address
- NO2516 MAIN ROAD NIALI NIALI PIN 754004
- City
- Cuttack
- District
- Niali
- State
- Odisha
- City code
- 754
- Bank code
- 019
- Branch code
- 505
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- 754019505
MICR code · Cuttack
MICR code 754019505
✔ Verified in RBI list
How to read MICR 754019505
- 754: the city code. It usually follows the first digits of the area's PIN code; here it is Cuttack.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 505: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000N026 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 754019505 belong to?
Indian Bank, Niali branch (Cuttack, Odisha).
What is the IFSC code for MICR 754019505?
IDIB000N026.
What do the digits of 754019505 mean?
754 is the city code, 019 the bank code and 505 the branch code.