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MICR code · Koraput

MICR code 764765003

MICR code
764765003
AU Small Finance Bank, Simuliguda
✔ Verified in RBI list
Bank
AU Small Finance Bank
Branch
Simuliguda
IFSC
AUBL0004989
Address
1ST FLOOR, MAIN ROAD, WARD NO 20
City
Koraput
District
Koraput
State
Odisha
City code
764
Bank code
765
Branch code
003
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 764765003 belongs to AU Small Finance Bank, Simuliguda branch in Koraput, Odisha. The matching IFSC code is AUBL0004989.

How to read MICR 764765003

  • 764: the city code. It usually follows the first digits of the area's PIN code; here it is Koraput.
  • 765: the bank code, the same for every branch of AU Small Finance Bank in cheque clearing.
  • 003: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (AUBL0004989 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 764765003 belong to?

AU Small Finance Bank, Simuliguda branch (Koraput, Odisha).

What is the IFSC code for MICR 764765003?

AUBL0004989.

What do the digits of 764765003 mean?

764 is the city code, 765 the bank code and 003 the branch code.

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