MICR code
797012105
Bank of Baroda, Kohima
- Bank
- Bank of Baroda
- Branch
- Kohima
- IFSC
- BARB0VJKOHI
- Address
- P B NO 8 , NAGA BAZAR , MAIN ROAD , KOHIMA , 797001
- City
- Kohima
- District
- Kohima
- State
- Nagaland
- City code
- 797
- Bank code
- 012
- Branch code
- 105
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- 797012105
MICR code · Kohima
MICR code 797012105
✔ Verified in RBI list
How to read MICR 797012105
- 797: the city code. It usually follows the first digits of the area's PIN code; here it is Kohima.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 105: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0VJKOHI for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 797012105 belong to?
Bank of Baroda, Kohima branch (Kohima, Nagaland).
What is the IFSC code for MICR 797012105?
BARB0VJKOHI.
What do the digits of 797012105 mean?
797 is the city code, 012 the bank code and 105 the branch code.