MICR code
800020011
Indian Overseas Bank, Patna Sahib
- Bank
- Indian Overseas Bank
- Branch
- Patna Sahib
- IFSC
- IOBA0003948
- Address
- 1ST FLOOR HARIHAR BHAWAN PATNA CITY CHOWK
- City
- Patna
- District
- Patna
- State
- Bihar
- City code
- 800
- Bank code
- 020
- Branch code
- 011
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- 800020011
MICR code · Patna
MICR code 800020011
✔ Verified in RBI list
How to read MICR 800020011
- 800: the city code. It usually follows the first digits of the area's PIN code; here it is Patna.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 011: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0003948 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 800020011 belong to?
Indian Overseas Bank, Patna Sahib branch (Patna, Bihar).
What is the IFSC code for MICR 800020011?
IOBA0003948.
What do the digits of 800020011 mean?
800 is the city code, 020 the bank code and 011 the branch code.