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MICR code · Jamui

MICR code 811028505

MICR code
811028505
UCO Bank, Ratanpur
✔ Verified in RBI list
Bank
UCO Bank
Branch
Ratanpur
IFSC
UCBA0001596
Address
UCO BANK RATANPUR GIDHAUR JAMUI ,JAMUI ,BIHAR PIN 811305
City
Jamui
District
Ratanpur
State
Bihar
City code
811
Bank code
028
Branch code
505
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 811028505 belongs to UCO Bank, Ratanpur branch in Jamui, Bihar. The matching IFSC code is UCBA0001596.

How to read MICR 811028505

  • 811: the city code. It usually follows the first digits of the area's PIN code; here it is Jamui.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 505: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0001596 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 811028505 belong to?

UCO Bank, Ratanpur branch (Jamui, Bihar).

What is the IFSC code for MICR 811028505?

UCBA0001596.

What do the digits of 811028505 mean?

811 is the city code, 028 the bank code and 505 the branch code.

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