MICR code
815019012
Indian Bank, Kapilo
- Bank
- Indian Bank
- Branch
- Kapilo
- IFSC
- IDIB000K590
- Address
- VILL KAPILOPO RUPAIDIH BLOCK BIRNI KAPILO RUPAIDIH PIN 825324
- City
- Giridih
- District
- Kapilo
- State
- Jharkhand
- City code
- 815
- Bank code
- 019
- Branch code
- 012
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- MICR search
- 815019012
MICR code · Giridih
MICR code 815019012
✔ Verified in RBI list
How to read MICR 815019012
- 815: the city code. It usually follows the first digits of the area's PIN code; here it is Giridih.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000K590 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 815019012 belong to?
Indian Bank, Kapilo branch (Giridih, Jharkhand).
What is the IFSC code for MICR 815019012?
IDIB000K590.
What do the digits of 815019012 mean?
815 is the city code, 019 the bank code and 012 the branch code.