MICR code
823012004
Bank of Baroda, G B Road
- Bank
- Bank of Baroda
- Branch
- G B Road
- IFSC
- BARB0GBROAD
- Address
- G B ROAD DIST GAYA BIHAR 823003
- City
- Gaya
- District
- Gaya
- State
- Bihar
- City code
- 823
- Bank code
- 012
- Branch code
- 004
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- 823012004
MICR code · Gaya
MICR code 823012004
✔ Verified in RBI list
How to read MICR 823012004
- 823: the city code. It usually follows the first digits of the area's PIN code; here it is Gaya.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0GBROAD for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 823012004 belong to?
Bank of Baroda, G B Road branch (Gaya, Bihar).
What is the IFSC code for MICR 823012004?
BARB0GBROAD.
What do the digits of 823012004 mean?
823 is the city code, 012 the bank code and 004 the branch code.