Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 826013028 belongs to Bank of India, K K Polytechnic branch in Dhanbad, Jharkhand. The matching IFSC code is BKID0005928.
How to read MICR 826013028
826: the city code. It usually follows the first digits of the area's PIN code; here it is Dhanbad.
013: the bank code, the same for every branch of Bank of India in cheque clearing.
028: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0005928 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 826013028 belong to?
Bank of India, K K Polytechnic branch (Dhanbad, Jharkhand).
What is the IFSC code for MICR 826013028?
BKID0005928.
What do the digits of 826013028 mean?
826 is the city code, 013 the bank code and 028 the branch code.
