MICR code
826049501
Federal Bank, Nirsa
- Bank
- Federal Bank
- Branch
- Nirsa
- IFSC
- FDRL0001877
- Address
- AMRIT COMPLEX PLOT NO 1360
- City
- Dhanbad
- District
- Dhanbad
- State
- Jharkhand
- City code
- 826
- Bank code
- 049
- Branch code
- 501
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- 826049501
MICR code · Dhanbad
MICR code 826049501
✔ Verified in RBI list
How to read MICR 826049501
- 826: the city code. It usually follows the first digits of the area's PIN code; here it is Dhanbad.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 501: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001877 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 826049501 belong to?
Federal Bank, Nirsa branch (Dhanbad, Jharkhand).
What is the IFSC code for MICR 826049501?
FDRL0001877.
What do the digits of 826049501 mean?
826 is the city code, 049 the bank code and 501 the branch code.