MICR code
835013103
Bank of India, College Area
- Bank
- Bank of India
- Branch
- College Area
- IFSC
- BKID0004967
- Address
- KO COLLEGE CAMPUSPALKOT RAOD ATPO GUMLA
- City
- Gumla Dist
- District
- Gumla Dist
- State
- Jharkhand
- City code
- 835
- Bank code
- 013
- Branch code
- 103
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- 835013103
MICR code · Gumla Dist
MICR code 835013103
✔ Verified in RBI list
How to read MICR 835013103
- 835: the city code. It usually follows the first digits of the area's PIN code; here it is Gumla Dist.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 103: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004967 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 835013103 belong to?
Bank of India, College Area branch (Gumla Dist, Jharkhand).
What is the IFSC code for MICR 835013103?
BKID0004967.
What do the digits of 835013103 mean?
835 is the city code, 013 the bank code and 103 the branch code.