MICR code
835762003
Utkarsh Small Finance Bank, Bundu
- Bank
- Utkarsh Small Finance Bank
- Branch
- Bundu
- IFSC
- UTKS0002023
- Address
- TMFIBT.FNITTTNGBDITTIJI50.
- City
- Ranchi
- District
- Ranchi
- State
- Jharkhand
- City code
- 835
- Bank code
- 762
- Branch code
- 003
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- 835762003
MICR code · Ranchi
MICR code 835762003
✔ Verified in RBI list
How to read MICR 835762003
- 835: the city code. It usually follows the first digits of the area's PIN code; here it is Ranchi.
- 762: the bank code, the same for every branch of Utkarsh Small Finance Bank in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTKS0002023 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 835762003 belong to?
Utkarsh Small Finance Bank, Bundu branch (Ranchi, Jharkhand).
What is the IFSC code for MICR 835762003?
UTKS0002023.
What do the digits of 835762003 mean?
835 is the city code, 762 the bank code and 003 the branch code.