MICR code
841049103
Federal Bank, Mirganj
- Bank
- Federal Bank
- Branch
- Mirganj
- IFSC
- FDRL0002055
- Address
- MAIN ROAD, NEAR HATHUA MORE, MIRGANJ, GOPALGANJ DIST
- City
- Gopalganj
- District
- Mirganj
- State
- Bihar
- City code
- 841
- Bank code
- 049
- Branch code
- 103
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- 841049103
MICR code · Gopalganj
MICR code 841049103
✔ Verified in RBI list
How to read MICR 841049103
- 841: the city code. It usually follows the first digits of the area's PIN code; here it is Gopalganj.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 103: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0002055 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 841049103 belong to?
Federal Bank, Mirganj branch (Gopalganj, Bihar).
What is the IFSC code for MICR 841049103?
FDRL0002055.
What do the digits of 841049103 mean?
841 is the city code, 049 the bank code and 103 the branch code.