MICR code
846026002
Union Bank of India, Darbhanga
- Bank
- Union Bank of India
- Branch
- Darbhanga
- IFSC
- UBIN0558796
- Address
- DARBHANGA BENTA ROAD LAHERIA SARAI
- City
- Patna
- District
- Darbhanga
- State
- Bihar
- City code
- 846
- Bank code
- 026
- Branch code
- 002
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MICR code · Patna
MICR code 846026002
✔ Verified in RBI list
How to read MICR 846026002
- 846: the city code. It usually follows the first digits of the area's PIN code; here it is Patna.
- 026: the bank code, the same for every branch of Union Bank of India in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UBIN0558796 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 846026002 belong to?
Union Bank of India, Darbhanga branch (Patna, Bihar).
What is the IFSC code for MICR 846026002?
UBIN0558796.
What do the digits of 846026002 mean?
846 is the city code, 026 the bank code and 002 the branch code.