MICR code
851013601
Bank of India, Ballia Bazar
- Bank
- Bank of India
- Branch
- Ballia Bazar
- IFSC
- BKID0005840
- Address
- AT BALLIA NAZAR PO LAKHMINIADIST BEGUSARAI
- City
- Begusarai
- District
- Begusarai
- State
- Bihar
- City code
- 851
- Bank code
- 013
- Branch code
- 601
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- 851013601
MICR code · Begusarai
MICR code 851013601
✔ Verified in RBI list
How to read MICR 851013601
- 851: the city code. It usually follows the first digits of the area's PIN code; here it is Begusarai.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 601: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0005840 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 851013601 belong to?
Bank of India, Ballia Bazar branch (Begusarai, Bihar).
What is the IFSC code for MICR 851013601?
BKID0005840.
What do the digits of 851013601 mean?
851 is the city code, 013 the bank code and 601 the branch code.