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MICR code · Begusarai

MICR code 851028615

MICR code
851028615
UCO Bank, Sagi
✔ Verified in RBI list
Bank
UCO Bank
Branch
Sagi
IFSC
UCBA0001364
Address
VILL NARAYANPUR PO DAULATPUR VIA ROSERA ,BEGUSARAI ,BIHAR PIN 848210
City
Begusarai
District
Sagi
State
Bihar
City code
851
Bank code
028
Branch code
615
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 851028615 belongs to UCO Bank, Sagi branch in Begusarai, Bihar. The matching IFSC code is UCBA0001364.

How to read MICR 851028615

  • 851: the city code. It usually follows the first digits of the area's PIN code; here it is Begusarai.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 615: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0001364 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 851028615 belong to?

UCO Bank, Sagi branch (Begusarai, Bihar).

What is the IFSC code for MICR 851028615?

UCBA0001364.

What do the digits of 851028615 mean?

851 is the city code, 028 the bank code and 615 the branch code.

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