Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 851234102 belongs to Indusind Bank, Begusarai branch in Bihar, Bihar. The matching IFSC code is INDB0001386.
How to read MICR 851234102
851: the city code. It usually follows the first digits of the area's PIN code; here it is Bihar.
234: the bank code, the same for every branch of Indusind Bank in cheque clearing.
102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (INDB0001386 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 851234102 belong to?
Indusind Bank, Begusarai branch (Bihar, Bihar).
What is the IFSC code for MICR 851234102?
INDB0001386.
What do the digits of 851234102 mean?
851 is the city code, 234 the bank code and 102 the branch code.
