Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 854002713 belongs to State Bank of India, Azam Nagar branch in Katihar, Bihar. The matching IFSC code is SBIN0012653.
How to read MICR 854002713
854: the city code. It usually follows the first digits of the area's PIN code; here it is Katihar.
002: the bank code, the same for every branch of State Bank of India in cheque clearing.
713: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0012653 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 854002713 belong to?
State Bank of India, Azam Nagar branch (Katihar, Bihar).
What is the IFSC code for MICR 854002713?
SBIN0012653.
What do the digits of 854002713 mean?
854 is the city code, 002 the bank code and 713 the branch code.
