MICR code
854019005
Indian Bank, Raniganj
- Bank
- Indian Bank
- Branch
- Raniganj
- IFSC
- IDIB000R595
- Address
- VILL RANIGANJ PO MARYGANJ RANIGANJ MARYGANJ PIN 854334
- City
- Araria
- District
- Raniganj
- State
- Bihar
- City code
- 854
- Bank code
- 019
- Branch code
- 005
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- 854019005
MICR code · Araria
MICR code 854019005
✔ Verified in RBI list
How to read MICR 854019005
- 854: the city code. It usually follows the first digits of the area's PIN code; here it is Araria.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000R595 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 854019005 belong to?
Indian Bank, Raniganj branch (Araria, Bihar).
What is the IFSC code for MICR 854019005?
IDIB000R595.
What do the digits of 854019005 mean?
854 is the city code, 019 the bank code and 005 the branch code.