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MICR code · Araria

MICR code 854028501

MICR code
854028501
UCO Bank, Jogbani
✔ Verified in RBI list
Bank
UCO Bank
Branch
Jogbani
IFSC
UCBA0000372
Address
AT AND PO JOGBANI DT ARARIA STATE ,ARARIA ,BIHAR PIN 854328
City
Araria
District
Jogbani
State
Bihar
City code
854
Bank code
028
Branch code
501
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 854028501 belongs to UCO Bank, Jogbani branch in Araria, Bihar. The matching IFSC code is UCBA0000372.

How to read MICR 854028501

  • 854: the city code. It usually follows the first digits of the area's PIN code; here it is Araria.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 501: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000372 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 854028501 belong to?

UCO Bank, Jogbani branch (Araria, Bihar).

What is the IFSC code for MICR 854028501?

UCBA0000372.

What do the digits of 854028501 mean?

854 is the city code, 028 the bank code and 501 the branch code.

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