Axis Bank · Ganderbal

Axis Ganderbal IFSC code

IFSC code

✔ In RBI list v2.0.62

UTIB0004979

MICR code

191City

211Bank

102Branch

IFSC code: UTIB0004979
MICR code: 191211102
Bank: Axis Bank
Branch: Ganderbal
Address: GROUND FLOOR AND FIRST FLOOR, CENTRAL MARKET BEEHAMA OR DUDERHAMA, TEHSIL AND DISTT GANDERBAL
City: Ganderbal
District: Ganderbal
State: Jammu and Kashmir
Bank code: UTIB
Branch code: 004979
Contact: +919622458205
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Axis Bank, Ganderbal branch (Ganderbal, Jammu and Kashmir) is UTIB0004979. Its MICR code is 191211102. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code UTIB — identifies Axis Bank
5th character 0 — reserved by the RBI
Branch code 004979 — identifies Ganderbal
MICR 191211102 — city 191, bank 211, branch 102
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Axis Ganderbal?

UTIB0004979. It identifies the Ganderbal branch of Axis Bank in Ganderbal, Jammu and Kashmir.

What is the MICR code of Axis Ganderbal?

191211102. It is printed at the bottom of cheques issued by this branch.

Where is Axis Ganderbal branch?

GROUND FLOOR AND FIRST FLOOR, CENTRAL MARKET BEEHAMA OR DUDERHAMA, TEHSIL AND DISTT GANDERBAL, Jammu and Kashmir.

Does UTIB0004979 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTIB0004979 mean?

UTIB is the bank code of Axis Bank, the 5th character "0" is reserved by the RBI, and 004979 is the branch code of Ganderbal.