Home Banks Axis Bank Jammu and Kashmir Kulgam Kulgam
Axis Bank · Kulgam
Axis Kulgam IFSC code
IFSC code
✔ In RBI list v2.0.62
UTIB 0 005969
Bank · UTIB 0 Branch · 005969
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IFSC code UTIB0005969
MICR code 192211002
Bank Axis Bank
Branch Kulgam
Address GROUND FLOOR,KHASRA NO 886, 888 MIN, KHEWAT NO 1175, KHAATA NO 286, KULGAM
City Kulgam
District Kulgam
State Jammu and Kashmir
Bank code UTIB
Branch code 005969
Contact +919596577330
Payment systems NEFT, RTGS, IMPS, UPI
Quick summary ✔ RBI data Last synced 24 October 2026 · release v2.0.62
The IFSC code of Axis Bank, Kulgam branch (Kulgam, Jammu and Kashmir) is UTIB0005969. Its MICR code is 192211002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.
Branch overview
Bank code UTIB — identifies Axis Bank
5th character 0 — reserved by the RBI
Branch code 005969 — identifies Kulgam
MICR 192211002 — city 192, bank 211, branch 002
Payments NEFT, RTGS, IMPS, UPI
Sources & verification ✔ Official source: RBI IFSC & MICR master list ✔ Dataset release v2.0.62 ✔ Last updated 24 October 2026 ✔ Format checked (11-character IFSC, 9-digit MICR)
Other Axis branches in Kulgam Branch IFSC MICR Bunigam DIST KULGAM, JAMMU & KASHMIR, PIN 192221 UTIB0002377 192211301
Frequently asked questions What is the IFSC code of Axis Kulgam? UTIB0005969. It identifies the Kulgam branch of Axis Bank in Kulgam, Jammu and Kashmir.
What is the MICR code of Axis Kulgam? 192211002. It is printed at the bottom of cheques issued by this branch.
Where is Axis Kulgam branch? GROUND FLOOR,KHASRA NO 886, 888 MIN, KHEWAT NO 1175, KHAATA NO 286, KULGAM, Jammu and Kashmir.
Does UTIB0005969 support NEFT, RTGS and IMPS? Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of UTIB0005969 mean? UTIB is the bank code of Axis Bank, the 5th character "0" is reserved by the RBI, and 005969 is the branch code of Kulgam.
How many Axis branches are in Kulgam? 2. Each has its own IFSC code.
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