HDFC Bank · Kulgam

HDFC Kulgam IFSC code

IFSC code

✔ In RBI list v2.0.62

HDFC0002862

MICR code

192City

240Bank

301Branch

IFSC code: HDFC0002862
MICR code: 192240301
Bank: HDFC Bank
Branch: Kulgam
Address: HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232
City: Kulgam
District: Kulgam
State: Jammu and Kashmir
Bank code: HDFC
Branch code: 002862
Contact: +918001804333
SWIFT: HDFCINBB
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of HDFC Bank, Kulgam branch (Kulgam, Jammu and Kashmir) is HDFC0002862. Its MICR code is 192240301. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code HDFC — identifies HDFC Bank
5th character 0 — reserved by the RBI
Branch code 002862 — identifies Kulgam
MICR 192240301 — city 192, bank 240, branch 301
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of HDFC Kulgam?

HDFC0002862. It identifies the Kulgam branch of HDFC Bank in Kulgam, Jammu and Kashmir.

What is the MICR code of HDFC Kulgam?

192240301. It is printed at the bottom of cheques issued by this branch.

Where is HDFC Kulgam branch?

HDFC BANK LTD MIR BUILDING, COLLEGE ROAD , KULGAM SRINAGAR JAMMU AND KASHMIR 192232, Jammu and Kashmir.

Does HDFC0002862 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of HDFC0002862 mean?

HDFC is the bank code of HDFC Bank, the 5th character "0" is reserved by the RBI, and 002862 is the branch code of Kulgam.